If you have booked in a driving test cancellation app, then passed your driving test, and want to buy your first car, it can be quite a costly endeavour. Unless you are lucky enough to have a parent or relative who is willing to help you with the cost, it can get very expensive. This is especially true when it comes to the cost of car insurance, since new drivers are often perceived to be riskier on the roads and tend to have large insurance premiums as a result – something that you simply can’t do anything about until you have built up your driving experience and proven to insurers that you are a safe driver. The good news is that there are several things that you can do to reduce the overall cost of buying and running your first car.
Choose Your Car Carefully
It’s the day that you’ve always dreamed of – you have your full driving license and can now buy a car and get out there on the road without supervision. If there is any struggle on buying a car due to address consider Arizona change of license. But even if you’ve been saving up for months or years and have enough cash in the bank to go out and buy your dream car, this does not always mean that you should. For your first car, it’s important to carefully consider the make and model as some are going to cost much more to tax, and significantly more than others to insure with a new driver at the wheel. Check out these used cars Essex to find suitable first car options for new drivers.
Consider Black Box Insurance
Nobody likes the idea of having a device in their car that watches their every move – but as a new driver, you might be hard-pressed to find an insurance company that is willing to insure you without a telematics device. Even if you can get insurance without a black box, chances that it’s going to be way out of your budget if you are on a brand new driving license. Telematics insurance is often the most cost-effective option for new drivers and what’s even better is that many policies come with incentives to earn money or vouchers the safer you drive.
Get a Low-Emissions Car
Along with being better for the planet, getting a low-emissions car will help you save money on the ongoing cost of running your first car by being cheaper to tax. Vehicle tax is based on the car’s CO2 emissions, so the lower the emissions, the less tax you will have to pay. And since paying this tax is a legal requirement, the only way to actually get out of it is to buy a car with emissions that are so low, you don’t have to pay it – thankfully, there are more and more of these cars available.
After passing your driving test, there are lots of things to think about when it comes to buying your first car. And while you might have plenty of ideas about the make, model, colour, and size of car that you want, getting on the road as a new driver can be really expensive, so keep these tips in mind to drive costs down.
